First Home Buyers
Low Deposit Options
Free Thinking Home Loans
Buying a home is a big deal, no matter where you are on the property ladder. Whether on the lookout for your first home, your next home, or an investment property, we can help you find home loan solutions that work for you.
We understand that not everyone fits into the one little box and that no two people are the same. That’s why at Auto Link Finance we have a great range of home loans. Regardless of whether you’re looking for a great interest rate, are self-employed and need a low-doc loan, or have bad credit history and just need a fresh start.
How Do I Qualify For A Home Loan?
At Auto Link Finance, we take a practical approach to your home loan application. In most cases, we will need to meet standard requirements such as bank statements and proof of income. In other cases, we can be far more flexible with our free-thinking finance solutions to help those with unique circumstances.
Whether you’re self-employed, have poor credit or a low-deposit and you’re in the market for a mortgage, get in touch with one of our home loan specialists today to see if you qualify for a home loan.
What Is A Variable Home Loan?
A variable interest rate home loan is where the interest on your mortgage varies as market interest rates change. As a result, interest rates will vary. An alternative to this is a fixed-rate home loan, where mortgage payments are charged at the same interest rate for an agreed period.
Auto Link Finance offers a range of free-thinking home loan options, to ensure that each applicant is matched to a mortgage that suits them.
What Size Deposit Do I Need For A Home Loan?
Generally, the larger deposit you have for a loan, the better. However, at Auto Link Finance we understand that not all borrowers can pull together a large deposit, especially if it’s their first home.
Deposits between 5% and 20% often also require lenders mortgage insurance. At Auto Link Finance, we can help you find the solution that works for you. We have a range of home loans to help more people get financial and into a new home.
*Comparison rate is based on a secured $150,000 loan over a 25-year term. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The actual interest rate applicable will depend on our assessment criteria. Approved applicants only. Lending criteria applies. Fees and charges are payable.
Auto Link Finance is a well-established financial intermediary (credit assistance provider) family business with over 30 years’ experience in the finance industry, providing everyday Australians with a full range of finance and insurance products.