Secure Your Financial Future
Request Your Bank Statement for Loan Approval
Unlock the potential of your loan application with our streamlined bank statement request process, designed to expedite approvals and enhance your financial opportunities.
The Role of Bank Statements in Loan Applications
Request Your Bank Statements Online below
This is a totally free service to you, there is no cost at all associated by you ordering your bank statements using the link below, your bank will send them directly to us to view and assess.
REQUEST THE LAST 90 DAYS
Select this to be redirected to our banking page to send us your Bank Statements for last 90 days (3 Months) backwards from today.
REQUEST THE LAST 365 DAYS
Select this to be redirected to our banking page to send us your Bank Statements for last 365 days (12 Months) backwards from today.
REQUEST THE LAST 180 DAYS
Select this to be redirected to our banking page to send us your Bank Statements for last 180 days (6 Months) backwards from today.
REQUEST CENTRELINK STATEMENTS
Select this to be redirected to the page to send us your current CentreLink Income Statement using your MyGov Online Account & you bank statements for the last 90 days,
Common Questions About Bank Statement Requests
Understanding the importance of bank statements in the loan application process can help you prepare better. Here are some frequently asked questions to guide you.
Why do I need to supply my bank statements?
If you have had previous bad credit, it is a compulsory requirement from all bad credit lenders that you supply these upfront.
Why do lenders require bank statements?
Lenders use bank statements to verify your income and assess your financial stability. This helps them determine your ability to repay the loan.
What If I Can't Supply My Bank Statements?
If you are unable or unwilling to supply your bank statements when requested, your application will not be looked at or even processed, as bank statements are a compulsory requirement from all bad credit lenders.
Do they look at my savings history?
Bad credit lenders don’t look at your savings history in your bank account as part of their decision making, although this would help in assisting to get a loan, they are not like traditional banks where it is important to have a savings history.
How many months of bank statements are needed?
Typically, lenders request bank statements from the past three, six , and sometimes 12 months to get a clear picture of your financial habits and cash flow.
Can I use online bank statements?
Yes, all lenders accept online bank statements as long as they are sent directly to us via the links above, unfortunately this is compulsory when bank statements are requested.
What if I have irregular income?
If your income varies, provide additional documentation such as invoices or contracts to support your application and explain your financial situation.
Who Looks At My Bank Statements First?
As your credit assistance provider, we will go over your statements first to make sure they meet the lenders requirements before submitting your application to the lender, this will reduce negative enquiries on your credit report, if based on our extensive experience we believe that you application will be unsuccessful because of the conduct of your bank statements, we will advise you of this and cease your application there, we will also provide you with general advice on what you need to fix with your bank statements and when you need to come back and reapply for a more successful chance at getting a loan.
If I Have An Existing Loan, Will I Need To Supply A Loan Statement?
If you have any existing loans, credit cards or debts of any kind, it is generally required that you supply a repayment history statement for at least the last 6 to 12 months, this will display your ability to repay a debt on time and shows that you are not struggling to make these payments when the lender is considering to give you an additional commitment, this will also help improve your chances of getting a loan.
What If I Am Paying Off A Default I Had From The Past, Do I have To Provide Proof?
If you have made a payment arrangement for any bad debts such as a default, this is a positive thing as it shows that you have done something about your previous bad credit issues, in almost all cases the lender would require a repayment history statement for the last 6 to 12 months to make sure that you have stuck to your arrangement and your making your payments on time.